Loans

Effective as of: 10-6-2025

Auto Loans -- New, Enterprise, or Used Under 3 years

5.75% to 14.00% APR

for 3 years

5.75% to 14.00% APR

for 4 years

5.75% to 14.00% APR

for 5 years

6.75% to 14.00% APR

for 6 years

Older or High Mileage Used Auto

6.00% to 14.75% APR

for 3 years

6.25% to 14.75% APR

for 4 years

6.50% to 14.75% APR

for 5 years

Personal Loans

9.90% to 18.0% APR

up to 5 years

Open End Credit Loans (Revolving accounts)

9.90% to 18.0% APR

for 3 years

First Mortgages

5.75% to 7.75% APR

for 15 years for qualified borrowers

6.00% to 8.00% APR

for 20 years for qualified borrowers

6.25% to 8.25% APR

for 30 years for qualified borrowers

Home Equity Loans

6.25% to 8.25% APR

up to $200,000.00 for 5 years

6.50% to 8.50% APR

up to $200,000.00 for 10 years

6.75% to 8.75% APR

up to $200,000.00 for 15 years

Credit Cards

VISA Platinum

9.90% to 18.0% APR (6mo promo of 2.9% APR)

Shares

Savings Rates

Account

APR

Annual Percentage Yield

Regular shares and clubs

1.00%

1.00%

Checking

1.00%

1.00%

IRA accounts

4.00%

4.06%

Share Certificates

Share Certificate Rates

Account

APR

Annual Percentage Yield

6 month

4.00%

4.06%

12 month

3.90%

3.96%

24 month

3.80%

3.85%

36 month

3.70%

3.75%

48 month

3.60%

3.65%

60 month

3.50%

3.55%

Minimum of $5,000.00. A penalty may be charged for early withdrawal.