Loans

Effective as of: 10-01-2026

Auto Loans -- New or Used Under 3 years

3.99% to 12.50% APR

for 3 years

3.99% to 12.50% APR

for 4 years

3.99% to 12.50% APR

for 5 years

3.99% to 12.50% APR

                  for 6 years

3.99% to 12.50% APR

for 7 years

Older or High Mileage Used Auto

5.00% to 13.50% APR

for 3 years

5.25% to 13.50% APR

for 4 years

5.50% to 13.50% APR

for 5 years

Personal Loans

9.90% to 18.0% APR

up to 5 years

Open End Credit Loans (Revolving accounts)

9.90% to 18.0% APR

for 3 years

First Mortgages

5.75% to 7.75% APR

for 15 years for qualified borrowers

6.00% to 8.00% APR

for 20 years for qualified borrowers

6.25% to 8.25% APR

for 30 years for qualified borrowers

Home Equity Loans

6.10% to 8.10% APR

up to $200,000.00 for 5 years

6.35% to 8.35% APR

up to $200,000.00 for 10 years

6.60% to 8.60% APR

up to $200,000.00 for 15 years

Credit Cards

VISA Platinum

9.90% to 18.0% APR (6mo promo of 2.9% APR)

Shares

Savings Rates

Account

APR

Annual Percentage Yield

Regular shares and clubs

1.25%

1.26%

Checking

1.00%

1.00%

IRA accounts

4.10%

4.16%

Share Certificates

Share Certificate Rates

Account

APR

Annual Percentage Yield

6 month

3.90%

3.96%

12 month

4.00%

4.06%

24 month

4.05%

4.11%

36 month

4.10%

4.16%

48 month

4.10%

4.16%

60 month

4.10%

4.16%

Minimum of $5,000.00. A penalty may be charged for early withdrawal.