Hoboken School Employees Federal Credit Union

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Rates

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Loans

Loan rates are effective through 07/31/2010

Loan Rates
Auto Loans (New and Enterprise Used, for qualified buyers) 
3.50% to 13.25% APR  for 3 years 
4.00% to 13.75% APR  for 4 years 
4.50% to 14.25% APR  for 5 years 
5.00% to 14.75% APR  for 6 years 
Used Auto (for qualified borrowers) 
5.00% to 14.75% APR  for 3 years 
5.50% to 15.25% APR  for 4 years 
6.00% to 15.75% APR  for 5 years 
Personal Loans 
9.75% to 18.0% APR  up to 5 years 
Open End Credit Loans (Revolving accounts) 
9.75% to 18.0% APR  for 3 years 
First Mortgages 
4.85% to 8.00% APR  for 15 years for qualified borrowers 
5.00% to 8.25% APR  for 20 years for qualified borrowers 
5.25% to 8.50% APR  for 30 years for qualified borrowers 
Home Equity Loans 
5.50% to 8.25% APR  up to $150,000.00 for 5 years 
5.75% to 8.75% APR  up to $150,000.00 for 7 years 
6.00% to 9.00% APR  up to $150,000.00 for 10 years 
6.50% to 9.25% APR   up to $150,000.00 for 15 years 

Credit Cards
VISA Classic  9.9% to 18.0% APR (6mo promo of 5.9% APR)  
VISA Platinum  5.9% to 18.0% APR (6mo promo of 2.9% APR) 

 

APR = Annual Percentage Rate
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