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Share Certificates

Share Certificate rates are effective through 07/31/2010

Share Certificate Rates
Account	APR	Annual Percentage Yield
6 month	1.50%	1.51%
12 month	1.75%	1.76%
24 month	2.05%	2.07%
Minimum of $5,000.00. A penalty may be charged for early withdrawal.

APR = Annual Percentage Rate
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