HOBOKEN SCHOOL EMPLOYEES FEDERAL CREDIT UNION
PRIVACY POLICY DISCLOSURE
Our credit union is committed to making
available financial products and services that will enable you
to meet your financial needs and reach your financial goals.
Protecting personal information and using it in a manner
consistent with your expectations is a high priority for
everyone associated with our credit union.
We collect only the personal information that
is necessary to conduct our business. That means just what is
necessary to provide competitive financial products and services
no more.
Types of Information We Collect:
-
identifying information (name, address,
social security numbers)
-
transaction information (account balances,
payment history)
-
information from credit reports
(creditworthiness, credit history)
How We Protect Your Information:
Our credit union protects your personal
information. We maintain strong security controls to ensure that
member information in our files and computers is protected.
Where appropriate, we use security coding techniques to protect
against unauthorized access to personal records, ensure accuracy
and integrity of communications and transactions, and protect
member confidentiality.
We only share information when it is
absolutely necessary to administer the products and services we
provide, or when required to do so by the government. We do not
sell member information to telemarketing firms or mailing lists.
Disclosures to Non-Affiliated Third Parties
as Permitted by Law:
-
Auditors and federal examiners who must
review our operations
-
Required reporting to governmental agencies
such as 1099 information to the IRS
-
Transaction suppliers such as those we use
for IRA reporting and mortgage preparation
-
Credit reporting agencies
Information Disclosed to Other
Non-Affiliated Third Parties: None
We are committed to protecting your personal
information. If you have any questions regarding your privacy
rights, please ask us.
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